What is Commercial Van Insurance?

Van insurance allows the policy holder to drive a van up to 3.5 tonnes, on any UK or EU member states highways. Van insurance can also be known as commercial vehicle insurance or commercial van insurance. It is a legal requirement to have valid van insurance cover in place to enable you to drive any van on the public highway. Should you ask for cheapest van insurance? Commercial van insurance includes specialty coverages for the unique needs of a business owner, basic car insurance coverage and offers a wide variety of discounts to make commercial auto insurance quotes cheaper and more affordable. Commercial van insurance coverages can be customized to be unique to business needs.

Commercial van insurance coverages provide protection against losses not covered by the personal auto insurance policy. Specialty coverages include non-owned vehicle coverages that provide protection when the named insured drives vehicles not owned by them. Commercial van insurance can also provide coverage for employees of the business owner who use their cars for business. Coverage for permanently installed electronic equipment used for business-related transmissions is also available from many commercial insurance brokers. Commercial vehicle insurance also providescoverage for all of the basic auto insurance needs.